Old Navy Credit Card Review- Question and Answers About Old Navy Credit Card

Old Navy Credit Card Review

Old Navy Credit Card Review will help you to answer many pressing issues concerning Old Navy Credit Card. After going through this page you will understand that it touches all aspect of Old Navy Credit Card.

Here are the Old Navy Credit Card Review

Question: Where can I use my Old Navy credit card?

Answer: This depends on the type of your Old Navy card. If you have a store or Navyist card that is not connected to Visa, you can use them only at Old Navy, Gap, Banana Republic, and Athleta stores. But if you have a Visa credit card (regardless whether it is Navyist or not), you can use it anywhere you want.

Question: What bank issues Old Navy credit card?

Answer: Synchrony Bank, one of the largest credit card issuers in the U.S., issues credit cards for this store. Apart from that, there are plenty of other Synchrony credit cards, available on our website.

Question: What stores can I use my Old Navy credit card at?

Answer: As we have pointed out, this depends completely on what type of a credit card from Old Navy you have. If you have a Visa credit card, you can use it anywhere you want. If you have a usual store-branded credit card (regardless whether it is Navyist or not), you can use it only at the stores of the Gap Family Brands: Old Navy, Gap, Banana Republic, and Athleta.

Question: What does your credit score have to be to get an Old Navy card?

Answer: Even though there are no exact requirements regarding the credit score, we recommend you to have a credit score of no less than 620 (or fair). However, that is not a guarantee that you will get this credit card.

Question: How hard is it to get an Old Navy credit card?

Answer: As we have pointed out in the answer to the previous question, you should have a credit score of at least 620. This, however, doesn’t guarantee you being awarded this credit card. So, even though it is not that hard to get this credit card, it might be not that easy either.

Question: When is the best time to get an Old Navy credit card?

Answer: We recommend you to wait for getting a credit card from Old Navy until you need to make big purchases in this chain of stores. Since the credit card gives you a 20% discount on your first purchase, that would be a pretty good deal and this will allow you to save a large sum of your money.

Question: How to apply for the Old Navy credit card?

Answer: You can submit an application for this credit card completely online. For exact details on how to do it, please follow the guidelines here.

Question: How long does it take for Old Navy to mail credit card?

Answer: After being approved for an Old Navy card, it may take from a few days to a few weeks for your credit card to arrive in your mail.

Question: How to activate the Old Navy credit card?

Answer: You can activate your Old Navy credit card by heading to our “Login” section and clicking on the button there. Then, you have to click on the “Register” button beneath the online banking form and get started there.

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Question: How to pay the Old Navy credit card?

Answer: There are several ways how you can pay your Old Navy card. First of all, you can do it online – follow the guidelines from the “Login” section of this review for that. Another way to make a payment on your Old Navy card is to call 866-450-5294. After all, you can mail your payment to the following address:

Old Navy Payments

P.O. Box 530942

Atlanta, GA 30353.

Question: Where do I send my Old Navy credit card payment?

Answer: As we have pointed out in the answer to the previous question, you should mail your payment to the following address:

Old Navy Payments

P.O. Box 530942

Atlanta, GA 30353.

Question: How do I get cash advances from my Old Navy credit card?

Answer: You can get a cash advance from an Old Navy card only if you have a Visa card. In such a case, you can get a cash advance literally from any ATM.

Question: What is the interest of purchase Old Navy credit card?

Answer: As we have pointed out in this Old Navy credit card review, the interest rate of any Old Navy card currently stands at 26.49%.

Question: How to get free shipping when using your Old Navy credit card?

Answer: You can get free shipping with the Old Navy card only if you have a Navyist status. Once you have obtained this status, you should enter the “NAVYIST” code at the check-out. Then, your goods will be delivered for free.

Question: How to find out my total on Old Navy credit card?

Answer: For that, you should simply log in to your Old Navy card account. For this purpose, please stick to the guidelines from the “Login” section of this review. There, you will get to see your current balance and rewards.

Question: Do you get 10% off when you use your Old Navy credit card?

Answer: At the time of writing this article, the discount you get with the Old Navy card stood at 20%. In order to take advantage of this discount, you must make your first purchase (with this credit card) at an Old Navy store within 90 days after opening your account. Therefore, we don’t recommend you to open this credit card until you plan to buy something big at Old Navy.

Question: How does an Old Navy credit card help credit?

Answer: Your credit rating will improve in case you pay your card responsibly and on time. But if you tend to have frequent late payments, your credit score will definitely be lowered.

Question: Old Navy card: How much does it charge when you miss a payment?

Answer: The bank will charge you a fee of up to $38 for late payment.

Question: What happens if I close an Old Navy credit card?

Answer: Well, this will definitely worsen your credit score. Therefore, you may consider keeping this credit card closed in a safe or elsewhere locked and in good standing. If Old Navy closes the card on its own, this will affect your credit score not as badly.

Question: How to deactivate the Old Navy credit card?

Answer: There is only one way to deactivate your credit card from Old Navy: you should call 855-662-2693 for that purpose.

Question: How to close the Old Navy credit card?

Answer: As we have pointed out in the answer to the previous question, you can do it only via a phone call. For that, you have to call 855-662-2693 and follow the guidelines from the operator.

Question: How to cancel Old Navy credit card?

Answer: As you can read above, this is possible by calling 855-662-2693.

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